Some days my head feels like the information superhighway. Does yours?
I have been gone for a few days at a wonderful quilting retreat with some wonderful people. We didn’t talk politics per se, but I did pick some people’s brains about what they thought the solution was to the health care “dilemma”. I keep hearing how our health care system is “broken”. What exactly does that mean, when we have the finest health care in the world? What does the term “broken” mean? Are “they” referring to people who don’t have insurance? Is our health care system bad? Just what does “broken” mean? This isn’t what I intended to write about today.
All I know is we (my husband and I) pay a pretty penny to have health insurance. It keeps going up quite a bit every year…and we have been raising the deductible and the co-pay to save money, but now I don’t think we can make any more adjustments. And we rarely use it. When we do use it, we pay again because our deductible is high. We never meet the deductible in a year. We are blessed because we try to stay healthy. Sometimes I do think we would be better off just having our own health care savings plan and put the money we give them every month into our own separate account and let it draw interest (if that is possible in the current climate).
I asked people this weekend if the insurance companies were “gouging” us (a term the government likes to use when referring to oil companies). People seemed to think so and I wonder about this myself. One girl commented that insurance companies have the finest buildings for their offices. So my next question to them was, then what is the answer to “fixing” our health care system? Everyone was in agreement that a government system was not the answer. Not one person thought that was good idea at all. It does seem that if we are being “gouged” by the insurance companies on rates, that some regulation would help, but then again, you have government entering the picture. And we know that they are co-conspirators in the current banking/lending crisis. I did hear one interesting solution, but my mind just can’t conjure it up at the moment. There was another topic I was going to blog about….but I can’t conjure it up either. Let me know your thoughts about the rising costs of health care and how to deal with it. I’m interested.